Finsight

Long Term Rental Single Asset

LOAN CRITERIA
Collateral: Non-Owner Occupied 1-4 Family
Real Estate; Condos; Townhomes
Term: 30 Years
Amortization Options: 30-Year Fixed,
Hybrid ARMS (5/1, 7/1, 10/1) & 5 & 10-Year Interest-Only
Loan Amount: $50k** - $5M
**Minimum Value Requirement of $100k.
Credit Score: 660 Minimum

Long Term Rental Portfolio

LOAN CRITERIA
Collateral: Non-Owner Occupied Multi-Family Real Estate;
5+ Unit Apartments*
*Maximum 30 Units.
Term: 30 Years
Amortization Options: 30-Year Fixed,
Hybrid ARMS (5/1, 7/1, 10/1) & Interest-Only Options Available
Loan Amount: $250k - $3M
Credit Score: 660 Minimum

Buy-To-Rent

LOAN CRITERIA
Collateral: Non-Owner Occupied 1-4 Family;
Condos; Townhomes
Term: 24 Months (12-Month Extension Available*)
* Extension Fee Applies
Loan Amount: $50k - $7.5M
Property Value: “As-Is” Appraised Value Must Be
Greater Than $75k
Rent Coverage Ratio (Monthly Rent/Monthly Interest): 1.15
Credit Score: 620 Minimum

Bridge Loan - Multi Family

LOAN CRITERIA
Collateral: Multi-Family Apartment Buildings (5+ Units)
Mixed-Use Buildings (Residential Space is Greater Than
50% of Square Footage)
Term: 18 Months
Loan Amount: $250k* - $10M
*Minimum Value Requirement of $50k Per Door.
Subject to Increase Based on Location.
Credit Score: 660 Minimum

Fix and Flip

LOAN CRITERIA
Collateral: Non-Owner Occupied 1-4 Family
Real Estate; Condos; Townhomes
Interest Only Charged On Outstanding Balance
Term: 12 Months
Longer Term Options Available
Loan Amount: $50k - $7.5M
***Minimum As-Is Value Requirement of $50k; Minimum ARV
Requirement of $75k. Subject to Increase Based on Location.
Credit Score: 6660 Minimum

Bridge Loan - Single Family

LOAN CRITERIA
Collateral: Non-Owner Occupied 1-4 Family
Real Estate; Condos; Townhomes
Term: 12 Months*
Longer Terms Options Available.
Loan Amount: $50k* - $7.5M
**Minimum Value Requirement of $75k.
Credit Score: 620 Minimum

New Construction

LOAN CRITERIA
Collateral: Non-Owner Occupied Single-Family Properties;
Condos; Townhomes
Term: 12 Months to 24 Months
Loan Amount: $100k* - $10M
* Based on Max Loan Amount
Minimum Property Value: $100k**
**As-Completed Value

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